Deposit Loan Composition

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Financial Highlights
3/31/2017
12/31/2017
3/31/2018
6/30/2018
Loan Composition (%)
Total Gross Loans($000) 658,755 649,766 651,066 670,783
Gross Loans HFI Growth 0.95 (1.14) 0.81 11.65
1-4 Family Loans/ Loans 28.77 27.72 27.99 27.99
Multifamily Loans/ Loans 6.74 6.16 7.07 6.88
Commercial Real Estate Loans/ Loans 27.74 29.62 28.20 28.49
Commercial & Multifamily Real Estate Loans/ Loans 34.48 35.77 35.27 35.37
Real Estate Loans/ Loans 63.25 63.50 63.26 63.36
Construction & Development Loans/ Loans 4.30 3.21 3.50 3.40
Home Equity Loans/ Loans 8.97 9.04 8.93 8.75
Credit Card Loans/ Loans 0.29 0.36 0.33 0.34
Vehicle Loans/ Loans 0.52 0.50 0.48 0.51
Other Consumer Loans/ Loans 1.81 1.95 1.96 2.03
Consumer Loans/ Loans 11.59 11.85 11.70 11.63
Commercial Loans/ Loans 20.85 21.47 21.50 21.59
Foreign Loans/ Loans 0 0 0 0
Other Loans/ Loans 0.02 0.03 0.04 0.02
Unearned Income and Other Adjustments/ Loans NA (0.05) NA NA
Deposit Composition (%)
Total Deposits($000) 824,345 815,273 816,742 802,482
Deposit Growth 10.64 1.53 0.72 (6.98)
Transaction Acct Deps/Tot Deps NA NA NA NA
Savings Acct Deps/Tot Deposits NA NA NA NA
Money Mkt Deps/Tot Deposits NA NA NA NA
MMDA & Savings/Total Deposits NA NA NA NA
Retail Time Deps/Tot Deposits NA 7.99 NA 8.19
Jumbo Time Deposits/ Deposits NA 15.11 NA 11.64
Tot Time Deposits/Tot Deposits 25.52 23.11 21.41 19.82
Foreign Deposits/Total Deposits 0 0 0 0
Other Deposits/Total Deposits 0 0 0 0
Non-CDs/Total Deposits 74.48 76.89 78.59 80.18
Core Deposits/Total Deposits NA 84.89 NA 88.36
Noninterest-bearing Deposits/ Deposits 26.49 28.24 28.25 29.66
Interest-bearing Deposits/ Deposits 73.51 71.76 71.75 70.34
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