Income Statement

Excel download Email page PDF view Print view Email Alert Social Media Sharing
Financial Highlights
2019 FQ3 YTD
9/30/2019
2018 FY
12/31/2018
2017 FY
12/31/2017
2016 FY
12/31/2016
2015 FY
12/31/2015
Interest Income 34,051 42,632 38,659 36,554 33,185
Interest Expense 6,743 6,802 5,014 4,426 4,050
Net Interest Income 27,308 35,830 33,645 32,128 29,135
FTE Net Interest Income NA 36,617 35,424 34,019 30,874
Provision for Loan Losses 825 500 500 1,150 1,450
Trading Account Income 0 0 6 (92) (9)
Foreign Exchange Income 0 0 0 0 0
Trust Revenue 1,036 1,348 1,183 1,086 1,056
Service Charges on Deposits 2,715 3,757 3,404 3,354 2,925
Gain on Sale of Loans (FAS 140) 1,069 1,560 1,727 2,098 1,488
Loan Fees & Charges 9 233 315 71 206
Bank-owned Life Insurance Revenue 271 262 0 0 0
Insurance Revenue 477 453 433 488 425
Investment Banking & Brokerage 381 665 818 778 597
Other Noninterest Income 3,746 4,759 4,670 4,079 3,491
Total Noninterest Income 9,704 13,037 12,556 11,862 10,179
Realized Gain on Securities 691 (65) 52 287 412
Nonrecurring Revenue 0 (9) 1,200 0 888
Compensation & Benefits 14,284 18,938 18,002 17,930 16,583
Occupancy & Equipment 3,053 3,944 3,773 3,772 3,781
Marketing and Promotion Expense 658 859 726 925 1,003
Professional Fees 731 908 1,082 1,628 1,050
Tech & Communications Expense 3,617 4,090 3,942 3,598 3,381
Amrt of Intang & Goodwill Impair 81 130 160 247 205
Foreclosure & Repo 23 (75) 175 273 411
Other Expense 3,826 5,415 5,213 5,412 4,530
Total Noninterest Expense 26,273 34,209 33,073 33,785 30,944
Nonrecurring Expense 0 0 0 0 858
Pre-Provision Net Revenue 10,739 15,445 14,907 12,096 10,109
Non-FTE Pre-Provision Net Revenue 10,739 14,658 13,128 10,205 8,370
Net Income before Taxes 10,605 14,084 13,880 9,342 7,362
Provision for Taxes 941 1,654 3,163 773 530
Effective Tax Rate(%) 8.87 11.74 22.79 8.27 7.20
Min Int & Oth after-tax Items 0 0 0 0 0
Extraordinary Items 0 0 0 0 0
Net Income 9,664 12,430 10,717 8,569 6,832
Net Income Attributable to Noncontrolling Int 0 0 0 0 0
Net Income Attributable to Parent 9,664 12,430 10,717 8,569 6,832
Preferred Dividends 0 0 0 0 0
Other Preferred Dividends after Net Income 0 0 0 0 0
Other Changes to Net Income 0 0 0 0 0
Net Income Avail to Common 9,664 12,430 10,717 8,569 6,832
Net Income for Diluted EPS 9,664 12,430 10,717 8,569 6,832
EPS after Extra($) 1.62 2.09 1.81 1.43 1.20
EPS after Extra Growth(%) 1.90 15.80 26.20 19.20 (7.70)
Pre-Provision Earnings per Share($) 1.42 1.95 1.44 1.11 0.96
Comprehensive Income
Net Income 9,664 12,430 10,717 8,569 6,832
Preferred Dividend Adjustment to Comprehensive Inc 0 0 0 0 0
Total Other Comprehensive Income 4,839 (2,481) 123 (1,315) (432)
Comprehensive Income 14,503 9,949 10,840 7,254 6,400
Interest Income Earned On:
Interest Earned on Loans 27,479 34,375 31,506 30,574 27,442
Int Inc: Securities 5,898 8,739 8,682 7,732 7,425
Int Inc: Other Earn Assets 674 305 250 139 57
Int Inc: Secs & Oth Earn Assets 6,572 9,044 8,932 7,871 7,482
Int Inc: Total Earn Assets 34,051 43,419 40,438 38,445 34,924
Interest Expense Incurred On:
Int Exp: CDs 2,300 2,039 1,571 1,452 1,512
Int Exp: Other Deposits 2,369 2,202 1,123 759 512
Int Exp: Total Deposits 4,669 4,241 2,694 2,211 2,024
Int Exp: Debt 2,074 2,561 2,320 2,215 2,026
Int Exp: Total Int-bearing Liab 6,743 6,802 5,014 4,426 4,050
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.